|Account Type||Minimum Deposit to Open||Terms||Interest Rate||Monthly Service Charge||Free|
|First Savings||$50||6 Free Withdrawls Per Statement Cycle*||See Rates||$0 If Monthly Balance is $200+**||Online Banking
|Certificates of Deposit (CDs)||$500||3 Months to 5 Years||See Rates||$0|
|Health Savings Account (HSA)||$50||Tax Deductible Contributions||See Rates||$2.99|
*You may make six (6) free withdrawals per month, additional withdrawals from savings accounts are $5.00 per withdrawal. Some withdrawals from savings accounts are restricted by federal regulations. Please refer to First National Bank’s depositor’s agreement and disclosures for additional information on restricted withdrawals.
**If the minimum daily balance falls below $200.00 during any month, there will be a $5.00 service charge for that month.