|Account Type||Minimum Deposit to Open||Terms||Monthly Service Charge||Free|
|Free Business Checking||$50||Up to 500 Free Monthly Transaction Items*||$0||Online Banking
|Commercial Analysis Checking||$50||Earnings Credit Allowance on Deposit Balances May Offset Fees||$15 Per Month
Transaction Items Are Just $0.12 Each*
|Money Market**||$50||Annual Percentage Yield of .10%||$0 If Monthly Balance is $2,500+***|
*Transaction items include all debits, credits and deposited items. If the Free Business account exceeds 500 free monthly transactions, the account may be converted to another business checking product.
**You may make six (6) free withdrawals per month, additional withdrawals from money market accounts are $5.00 per withdrawal. Some withdrawals from money market accounts are restricted by federal regulations. Please refer to First National Bank’s depositor’s agreement and disclosures for additional information on restricted withdrawals.
***Monthly maintenance fee as follows (based on minimum balance during statement cycle):